March 2001
Good Afternoon
The Consumer Guarantee Act
The article reprinted below is from the Consumer magazine (which,
by the way, is a good magazine and value for money) and well worth
the read. In brief, it talks about the retailer and manufacturer,
but it could be a builder or any tradesmen for that matter, and
how the Consumer Guarantee Act can still be in force or enforced
even after the guarantee runs out.
An article from the New Zealand Consumer magazine
CONSUMER REPORT
Slow learners
The Consumer guarantee Act has been around for more than
six years. However, some traders are still ignorant of the
rights the law gives consumers or, worse, deliberately ignore
the Act's provisions.
Take the case of the man who bought a new car just over three
years ago. It came with a three-year warranty. A few weeks
after the warranty expired the crankshaft failed. The car
had been serviced regularly and had been used for normal motoring.
The owner called the dealer. Yes, it was almost certainly
a factory fault, but because the warranty had expired, repairs
were going to cost the owner around $3000. The owner thought
it was unreasonable to have to pay such a hefty repair bill
and came to us for advice.
We were able to tell him that, under the Consumer Guarantee
Act, he could still make a claim against the dealer. The point
being, a manufacturer's warranty does not replace your rights
under the Act. Anything you buy must be of acceptable quality.
A car with a broken crankshaft after just over three years
doesn't meet the legal test.
Some traders also ignore the Fair Trading Act, This Act says,
among other things, that traders mustn't mislead or deceive
their customers. Computer retailers all too often overlook
this basic and very reasonable principle of trading. Advertisements
are still appearing in daily papers quoting prices exclusive
of GST, without making this clear. The companies defend their
position by claiming to be advertising to trade buyers and
not the general public. Why then are they advertising in the
daily press?
Traders need to have a good working knowledge of basic consumer
law. Many do but a worrying minority don't.
Consumers deserve better
Article by David Russell
Chief Executive
Consumers' Institute
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But of course (as I adjust my halo) we, at Moss Brothers Housing
already knew that. You've probably heard of the Master Build New
Home Guarantee provided exclusively by Registered Master Builders
. It's a pretty good investment for anyone thinking of building
a new house as it protects the new homeowner against material
and workmanship failure during construction and for up to five
years after completion. The owner has a choice of taking it for
three or five years from the date of issue, and the real benefit
comes if your builder goes out of business for any reason during
the construction of your house, the house will be completed by
Master Build Services Ltd (a subsidiary company of New Zealand
Registered Master Builders) as per the plans and specifications
and contract documentation - that's real peace-of-mind.
As you know, faulty workmanship can show up and does appear after
three or five years of living in a new dwelling. As with the car
in the article, if it's a manufacturer's fault then the manufacturer
can still be liable for the repairs plus any to damage caused
by the fault.
I'm not sure how long Consumer believes the manufacturer should
be liable for faults, but with Moss Brothers Housing we take the
stand that if a job is done well in the first place, any fault
will be minimal. So we guarantee our workmanship for 10 years
and if there is a fault caused by our workmanship we fix it for
free. After completion of your new home I or one of my team will
phone once, if not twice, a year for those first 10 years just
to make sure all's well. Nice people, aren't we.
False alarms with domestic security systems
Unfortunately false alarms with security alarm systems are so
common that when we hear one going we tend to take little notice
of them. It's even worse if the system is hooked up to a security
company and monitored 24 hours a day, that false alarm will cost
you about $30 a call out. It can become expensive if it happens
three or four times a month, like it's happened to us on a couple
of occasions.
Fortunately there is a very simple solution. The fact is that
spiders are the greatest reason for false alarms. They think it's
a nice dry warm spot for a home and who knows, maybe the little
light that flashes inside attracts its food. Solution: Just give
each sensor a dose of fly spray across the front and round the
sides every four-five weeks. Take the cover off and give a wee
squirt in the guts of the sensor about twice a year.
The number of false alarms I have had in the office and workshop
have reduced by 99%, and I've never had a false alarm at home
since we had that one installed. That's been two years now. If
you have an alarm system that plays up, give fly spray a try.
But it must be regular (as I say, every 4 - 5 weeks) or the little
buggers will be back.
The three secrets of building a successful
and attractive replica home
As you're aware we've been building replica homes for a few years
now, and it's amazing just how much we have learned. We've found
new ways to improve on them, and seen what makes them less attractive
by cutting corners when owners want to save money. One of the
drawbacks in this type of construction is that there is far more
carpentry and painting labour, but most would agree the end results
are worth it. There are many reasons for wanting to build a replica
home but the main one is (especially when I'm dealing with a couple)
one wants new with hassle-free low maintenance, while the other
wants the character and charm of an older home.
Because the replica home market is a niche market. Our business
tends to take us round the lower half of the north island and
top of the south. We do get requests beyond there, but choose
not to go past those boundaries. But getting back to the three
secrets of a successful replica, they are as follows:
1) Proportions;
With modern or contemporary house design architects and designers
don't seem to pay much attention to proportion. It's a bit like
modern art, anything seems to go. But with replicas it's critical
to get styling balanced, symmetrical shapes and proportion otherwise
the end result will jump out at you and say one of two things:
They've tried to replicate the old style and got it all wrong,
or it will end looking like a dressed-up modern house.
For example: The height of a verandah roof in relation to the
size of the verandah posts, or the pitch of the main house roof
in relation to the height and pitch of the verandah roof. If
you get the mix and combinations (proportions) right, then the
design looks attractive. However if the mix and proportions
are not in balance, the end result will say: Well we/they tried
to get it right, but!!!
2) Attention to detail
In the instance of building or restoring a colonial villa,
the attention to detail I'm talking about is the trim, style
and finish of the fancy bits, as I call them. In other words,
it's the decoration and dressing-up (ie; finials, scrolls, verandah
post necklaces, verandah post fluting, weatherboard capping,
window and door facings, base board trim, soffit brackets etc
etc..).
I estimate that about 25-30% more carpentry and painting labour
is required in this style of house than the contemporary house,
and almost all additional labour is taken up in fixing these
decorations. On several occasions in the past we have been instructed
to leave these decorations off, with reasons ranging from cost
to it doesn't need it. End result, the house looks flat, uninteresting
and doesn't achieve the desired result. The only positive is
that most of these decorations can be added after completion
of the main building work once the owner has taken position
and moved in. In reality though, that hardly ever happens.
3) Colours
Most of us think that it can't be too difficult to provide
a colour scheme for the new house. And it would be fair to say
that some people do have a natural flair. Unfortunately, based
on what I've seen in the past, one of two things will happen.
1) the owners are either not sure themselves or quite unhappy
with the end result and seek to be reassured by asking other
people (usually friends or family) for their learned opinion,
and we all know what happens when we ask someone a loaded question.
They most often reply, "it looks great", not wanting
to offend you, and then talk about how it's not their choice
of colour on the way home. And 2) We choose colours that are
safe, plain, boring and uninteresting.
I'm always amazed when I'm working with people spending in
excess of $300,000 on a new home and they won't spend a few
hundred dollars on a qualified colour consultant. As I say,
many people think they can do it themselves but don't stop to
think that a qualified colour consultant most often has years
of training and experience. Some colour and paint shops do offer
a free colour consultancy service, well they say it's free,
I'm sure there's a cost built in somewhere. But it's human nature
not to value most things that are supplied free, so according
to what I've heard only half the information is taken on board
therefore making the final look worse than it was going to look.
An imaginative colour scheme from a trained colour consultant
will simply blow you away, and add value to your new home and
investment. I remember when we built and finished the current
showhome. I approached a colour consultant that I had a lot
of faith in. When she came back with the colour scheme I shook
my head in disbelief. She wanted to use a combination of about
six different colours on the outside alone. And all she was
able to show me was samples on the colour charts about 40mm
square and I didn't like what I saw. However I was professional
enough to change nothing and let the painter get on with it.
As you know the showhome is so striking and attractive, that
about 75% of all new inquiries are from people who spot it as
they drive past.
And although the colours are just fantastic, it's the combination
of all three that make it a real winner. It makes me angry when
people that just come off the street, start taking photos. I
should be flattered but it's nothing short of intellectual property
theft. Other people sneak up outside office hours to try and
match up or find out what colours we've used so they can use
them on their own place. We know this because I've had to clean
paint splashes off the verandah decking from people that have
taken test paint pots up to the weatherboards to see how close
their match is. How bad is that? But at the end of the day,
that's the power of an attractive colour combination. If you
want fantastic results, employ a trained and experienced professional,
I think that's the story of our lives isn't it. It's a common
saying isn't it, do what we do best and leave what we can't
do properly to someone who can. That way you can expect and
demand performance.
Visualise the dream.
One of our best assets is we draw all of our plans on the computer.
What the computer can do these days is amazing, and they continue
to improve at lightning speed. Because a lot of people find it
difficult reading plans, it means you can see exactly what your
proposed new home will look like before it even gets printed onto
paper. We can show print out a 3D model from any angle of your
new home, inside or outside. So take advantage of this new technology,
and to make it easier we have a special offer price if you bring
the attached flier with you when you come to visit and want to
start the planning process. And don't forget our web site for
additional information, this month's password is, Plinth.
And finally, these newsletters are produced free for your benefit,
so you may not fall into the same trap as so many others. However,
if you believe they are a waste of time for you or you're not
interested in us continually sending them to you, please let us
know and we'll take the necessary action.
Regards
Julian Moss
Oh PS: More and more inquires and sales are from beyond the toll
free area of our office. Because of this, for your convenience I
have installed an 0800 Free-Help phone line to our office. So if
you have any questions or queries you can contact me (that's Julian
Moss) on:
0800 MOSS BROS (6677-2767)
And a PPS; If you have some burning issues that you'd like answers
to, write or phone me, I'll research your subject and give my reply
in the following newsletter so that thousands of others may benefit
from the information.
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